|
|
How can my business comply with workers’ compensation requirements and avoid workers’ compensation claims?
Home » Small Business » Workers� Compensation » How can my business comply with workers’ compensation requirements and avoid workers’ compensation claims?The first step towards workers’ compensation compliance is to know the rules in your state. In Texas, for example, employees have to opt to accept workers’ compensation coverage before they are covered. Contact your state workers’ compensation office or the U.S. Department of Labor if you need help or a clarification of state policies. After you have received information from the state, consult your insurance company and your workers’ compensation policy to make sure you meet state requirements.
In particular, look closely to determine which of the people on your payroll are covered by your workers’ compensation policy. Some states require employees to receive coverage while independent contractors remain exempt from coverage.
In any case, the best way to avoid workers’ compensation headaches is to keep employees from getting injured or becoming sick on the job. Provide safety training and emphasize your commitment to workplace safety. Ensure employee safety be not cutting corners.
One method for reducing your workers’ compensation costs is to find ways to get employees back to work sooner. If an injury leaves an employee incapable of heavy lifting, consider transferring them to a job that does not require heavy lifting until they heal. Getting people back on the job not only saves you money, it makes your employees productive again.
Related Workers� Compensation Articles
- What is workers’ compensation?
- What is the process of filing of a workers’ compensation claim and receiving benefits?
- How can my business comply with workers’ compensation requirements and avoid workers’ compensation claims?
- How can my business avoid suffering from workers’ compensation fraud?
- How should my business go about purchasing a workers’ compensation policy?